3DS and Future Payments Setup

In addition to payment tokens (also called 'Payment Method Tokens', 'Payment Method ID', etc. by different providers); some providers (like Braintree) support a one-time nonce. A nonce is a secure, one-time-use reference to payment information which can be used to create a payment method and store if for future use.

The process for completing a 3DS authentication, establishing a customer profile on the provider's platform, and acquiring the provider's payment token is largely uniform across various providers. It entails utilizing the provider's client SDK to create a customer, retrieve the customer's payment credentials, conduct authentication, and generate a payment token.

A customer profile is used by payment providers to tie multiple cards together and allow customers to update their card details. Some payment providers mandate creating a customer profile prior to the 3DS and authenticating the card.

For detailed instructions on setting up future payments and obtaining a payment token, refer to the following resources for Braintree and Stripe:

Upon successful completion of the 3DS authentication and customer creation on the provider's platform, the obtained customerId and paymentMethodToken should be exchanged with Bento to receive a Bento Payment Token, which must be used for all subsequent transaction requests.